Time to remortgage?
Posted by Rebecca Harbrow on Friday 24th April 2026

Why it’s important to speak to an adviser to find the right deal
If your mortgage deal is coming to an end, you’re not alone. Thousands of homeowners are fast approaching the end of their fixed terms, and for many, that brings a crucial question: is now the right time to remortgage?
With interest rates rising sharply over the last couple of years, this is no longer a straightforward decision. While rates are beginning to settle, the range of deals on offer is broader than ever and knowing which one is right for you can be far from sim...
Pass on even more of your wealth
Posted by Rebecca Harbrow on Thursday 19th March 2026
Make the most of your investment tax breaks
Posted by Rebecca Harbrow on Wednesday 11th March 2026
Spring Forecast 2026: Winners and Losers
Posted by Rebecca Harbrow on Wednesday 4th March 2026
As UK Chancellor Rachel Reeves delivered the Spring 2026 Statement, the House of Commons was marked by an air of sobriety. We’re living through what the Treasury describes as a "new era of global change", a period defined by the shattering of old certainties in European security, the volatile restructuring of global trade routes, and the relentless march of artificial intelligence.
We recognise that behind the high level theory of budget statements, we’re all asking “What does this mean for my family’s financial security?” The Chancellor’s ...
Make the most of your annual pension contribution allowances
Posted by Rebecca Harbrow on Thursday 26th February 2026
2025/2026 ISA Allowance - Use it or lose it!
Posted by Rebecca Harbrow on Wednesday 18th February 2026
Countdown to End of Tax Year
Posted by Rebecca Harbrow on Monday 16th February 2026
How does coffee and chocolate relate to the cost of your mortgage?
Posted by Rebecca Harbrow on Wednesday 21st January 2026

At first glance, things like coffee and chocolate might not seem to have much to do with mortgages. But as you might have noticed, both have become noticeably more expensive in recent months.
Don’t worry, this isn’t another lecture about skipping your morning latte or Starbucks trip to save for your house deposit. Instead it’s a call to look behind those higher prices where you’ll find a bigger story about inflation, which has a direct impact on the mortgage deals available to you.
From everyday treats to global markets
Coffee beans and...
Are you protecting your pension contributions?
Posted by Rebecca Harbrow on Friday 9th January 2026

When it comes to planning for retirement, making sure your pension contributions are on-track is important. But life can throw curveballs like illness or injury which could make it tough to keep up with contributions.
Why Income Protection matters
Income protection insurance is designed to pay a proportion of your income, approximately 60-70%, if you are unable to work due to illness or injury. This financial safety net ensures that you can continue to meet your financial obligations, including pension contributions, even if you're unable ...
Bump in the road: the value of advice when life doesn’t go to plan
Posted by Rebecca Harbrow on Friday 5th December 2025
We all like to think we’ve got life under control. A stable job, a roof over our head, savings for the future — or at least a plan to get there.
But then something happens. A job loss. A health diagnosis. A bereavement. A family change. A decision you didn’t expect to make.
These “bumps in the road” can throw your thinking off course. And when they do, your finances often become harder to manage because everything suddenly feels more complicated, more urgent, or more uncertain.
That’s where financial advice can make all the difference.
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